Michel A. Bell is founder & president of Managing God's Money, former senior business executive, author, speaker, preacher. In 1985, after a 2-year journey to show his 12 year old daughter Christianity was for uneducated, feeble minded folks, he surrendered his life to Jesus. Michel is committed to propagate Christian Money Management principles to churched and unchurched folks.
Weekly Meditations
Weekly meditations provide more than Christian financial advice; we pray they inspire and point you to Messiah. Click this link to read the current meditation, or click the picture for more:
Christian Financial Advice Today
The Bible doesn't forbid borrowing: it states clearly, if you borrow, repay (Psalm 37:21). So, don't declare bankruptcy to avoid your responsibility. Repayment might seem impossible, still, don't renege on your obligations. Do what's right, not what's easy (Romans 13:6-8)! You will bear consequences; but that can be part of your growth in Messiah.
Christian Financial Advice: Can You Afford Your Lifestyle? Affordability remains unimportant in the spending decision: we must resurrect it! What does it mean? More than the popular view of ability to meet a few monthly payments. It’s looking at the proposed commitment, and being reasonably confident of meeting all commitments (consumer goods) from today’s projected cash flow with no extra debt. If you expect additional funds, exclude them from the spending decision. ... more
Christian Financial Advice: Children
Christian Financial Planning: Tool Kit
Christian Financial Planning Budget Debt Calculator
Michel's TV Appearances

Michel's TV appearances and commentaries cover a range of topics that provide Christian financial advice and help. View our recent interview on 100 Huntley Street, Full Circle.
Michel's Pubished & Online Articles
Regularly, we add selected published and online articles here: Globalization; We Don't Get It!
Quarterly Letters
By month's end following a quarter, we upload our Quarterly Letters containing Christian financial advice and Christian advice on time management issues: Summer 2010
Who We Are | ![]() |
Welcome to Managing God's Money! We are a private, Christ-centered mission devoted to teaching individuals, couples, and groups to use money, time, talents, and other resources, for God’s glory and to further His Kingdom. We are not a charity, do not represent financial companies or sell their products; we do not seek funding, or charge fees for our services.
Christian Financial Advice
Managing God's Money's goal is to provide free advice from a Christian viewpoint, which we call Christian Financial Advice. Christian financial advice means presenting suggestions according to Bible principles. Christian financial advice is more than quoting a few verses and sending folks away. Christian financial advice tries to look at each situation through Messiah's eyes--remembering always His words in Matthew 16:26: What good will it be for a man if he gains the whole world, yet forfeits his soul?"
Christian Financial Planning
We believe in planning, which we refer to as Christian financial planning. Christian financial planning has the GAS Principle as its foundation. Christian financial planning is holistic; its about lifestyle choices. Christian financial planning highlights a major problem people face when dealing with finances: They try to manage money, though money management is a misnomer! We believe and teach you can't manage money by refinancing, debt consolidation, bankruptcy, or other tools. These acts don't address the real issue: your behaviour! When we refer to managing money we mean lifestyle management built on Christian financial planning. |
Christian Financial Planning In Action
